By Trust Travel

What Are The Overseas Travel Insurance

Travel insurance

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.

Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical expense options; the higher ones are chiefly for countries that have high medical costs, such as the India.

Travel insurance is insurance that covers medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. While traveling, there are many things you need to know before opting for a travel insurance, below are the list to keep in mind

Why buy Travel insurance?

  • To protect your personal items while traveling
  • To protect your financial investment in your trip
  • To protect your health and well-being.

How much does it cost?

The cost of annual travel insurance policies is dependent on one’s age, trip length, trip cost, the plan you want and coverage limits.

Where can I get travel insurance?

You can get a quote for travel insurance at

You travel to enjoy your trip and want all worries managed by the insurance company that is providing you insurance. Hence, the choice of the insurer should be very carefully made. You need to consider below conditions in your travel policy:

  • Emergency sickness and accident medical expenses Limits payable in USD should be commensurate with the location you want to visit. Travel to U.S should have higher limits.
  • Are the limits offered per incident or for the entire trip duration?
  • Deductible, sub-limits, and co-payments if applicable in the policy. Some plans have sub-limits for people above a certain age group.
  • Who is the medical assistance company of the insurer? All support overseas are provided y this company and hence should have a vast network of hospitals and alarm centers overseas.
  • Pricing should be secondary while you want to compare Travel Policies. The credibility of the insurer and their assistance services are very critical as you will be in an unknown territory with very little knowledge of local laws.
  • com/Explore as the Best travel insurance Plan after doing a lot of Research in Travel Insurance Plans among various Insurance companies in India.

These are the leading travel insurance plans in India

Even though having a Travel Insurance Policy, it may not help you at the time of Claim due to the Pre-Existing Disease Clause & Sub-Limits Clause which are very important factors to choose the Right Travel Insurance Policy from more than 25 General/Health Insurance Companies available in India.

Sources – quora